Applying for a loan has never be so easy. just fill out the short free application, get a pre-qualification approval within 24 hrs. Have a Pre-Approval Certificate mailed to you along with a letter for your realtor outlining the amount of funds you have qualifed to use for a  purchase.

Below you will find a document outlining the information  you need to close on your loan. Please feel free to print out this information. 

Organize your documents.

Purchasing or refinancing a home please provide the following:
                A.  Salaried employees provide:
                              1.  Last two years W2s
                              2.  One month of paystubs
                B.  Self-employed
                              1.   Last two years tax returns
                              2.   YTD Profit and loss statement
                C.  All borrowers
                              1.   If you own rental properties, please provide
                                       A.  Two year tax returns
                                       B.   Leases for each property
                                       C.   Tax bills for each property
                              2.   Three months bank statements for each bank account
                                       A.   Stock/mutual fund account statement
                                       B.   Ira or 401K account statement
                                       C.   If you are not a U.S. citizen, provide a copy of
                                              your green card  
                                       D.   For refinances only--provide a copy of the deed
                                       E.    For refinances only--provide a copy of the survey
                                       F.    For purchases only--provide a copy of the contact for sale
                    D.  Closing documents needed for settlement for a Purchase
                                       1.    Deed
                                       2.    Survey
                                       3.    Title insurance
                                       4.    One year homeowner insurance policy
                                       5.    Certificate of occupancy (If applicable)
                                       6.    Well certification (If applicable)
                                       7.    Septic certification (If applicable)
                                       8.    Fire marshall certification (If applicable)
                                       9.    Termite certification
                    E.  Closing documents needed for settlement for a Refinance
                                       1.    Title insurance
                                       2.    Proof of homeowner's insurance
                                       3.    Current mortgage payoff statement
                                       4.    Subordination agreement if a second mortgage exists
                    F.  Verifications required
                                       1.    Credit history
                                       2.    Employment history
                                       3.    Assets
                                       4.    Appraised value
                    G.  Closing the loan

You must bring a certified check made out to the closing title company for your required down payment and closing cost.