Monthly Gross Income Borrower's annual income $ Co-borrower's annual income $ Total gross annual income $ Total monthly gross income $ Personal Monthly Debt Car payments $ Combined credit card payments $ Alimony/Child support $ Student/Other loans $ Other $ Total monthly debt $

Monthly Housing Expenses Home purchase price $ Down Payment $ Interest Rate % Mortgage Term 15 yr.   30 yr. Mortgage Type Conventional   FHA Home Owners Insurance $ Real Estate Taxes $ Association Dues $ Other Housing Expenses $ Mortgage loan amount $ Monthly mortgage insurance $ Monthly mortgage payment $ Monthly housing costs $

Total Monthly Costs Total monthly housing costs $ Total monthly debt $ Total monthly costs $ Borrower's Qualification Front End Ratio: Borrower's Monthly Mortgage Qualification $ Total Monthly Housing Costs $ Back End Ratio: Borrower's Monthly Mortgage and Total Monthly Debt $ Total Monthly Cost of Housing and Debt $ Do you qualify given the information that is known? Yes Call for exception - borrower may qualify based on credit scores, amount of savings, etc If the value for Total Monthly costs is not calculated, click the = sign to calculate it. Disclaimer - The mortgage calculator qualifier is base on basic mortgage ratio guidelines. If you do not qualify based on the information entered, contact us at 1-800-481-5988 to aquire additional information about obtaining an approval for a loan.