Investor loans are structured to generate the maximim amount of positive cash flow from the rental income. These loans are for borrowers interested in investing in real estate properties of 1-4 units for income.

Residential investment property loans are used for purchasing or refinancing single family, duplex, triplex or fourplex rental properties.The requirements can vary greatly from conventional single family loans.Purchase loan programs are available to 75% loan to value if the property is a multi-unit owner-occupied.There is no pre-payment penalty. Generally, 90% loan to value financing is available.Hard money seconds available to 100% but the borrower must meet eligible requirements including fico score. A variety of programs are available to purchase foreclosure properties and short sale property situations.

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